The better weather is now with us and the rate of burglaries will be rising as we begin to be careless about leaving our properties open and unprotected. Unoccupied or not, look after your security and you won’t have to make a claim on your insurance. Burglary is a serious issue – a burglary occurs [...]

It is a legal requirement to have adequate employers liability insurance if you have one or more employees, even if they are voluntary helpers, contractors or self employed, as long as they are working under your supervision – in fact, anyone working for you in connection with your business. The only exceptions where you may [...]

A claim after an accident in the workplace can be expensive. If you can prove that you have attempted to comply with Health and Safety Law and carried out a risk assessment for your premises, you business reputation will not be impaired. It is necessary to continually assess risks – you may have brought in [...]

Whether you are the owner of a shop, hotel, a catering establishment or a landlord, one of the additional covers you should have on your basic policy is for fixed glass and sanitary fittings, including sinks, showers and toilets – the fixed contents of any bathroom, and staffrooms. Most buildings contain fixed sanitary ware but [...]

Are you the owner of a hotel, guest house or bed and breakfast? Your local authority will insist you have adequate public liability insurance cover, but every business is unique, and a package of insurance to suit your venue is absolutely necessary. Consult a broker who has knowledge and experience in dealing with this industry, [...]

You could go it alone when it comes to buying commercial insurance for your company – if you have the time to sort through reams and reams of paper work, get quotes from quite a few companies, can understand the technical and legal jargon of this most confusing subject and all the ins and outs [...]

Business opportunities are out there – but they may not look like they used to… Chris McLaughlin, Account Executive at Regency Brokers (incorporated into Marsh and Company Commercial Brokers), has been invited to become a member of the Bristol branch of Business Network International (BNI), a successful network organisation, who meet weekly to explore how [...]

Most workplaces, shops and businesses close over the Christmas and New Year period, leaving premises empty and unattended. While this is a great time for many workers, it can be also be a great time for criminals, especially as stock levels may be higher than usual. Returning to work to find evidence of theft or [...]

Metal prices such as lead and copper are increasing on the world markets, and as prices have risen, criminals are cashing in on these high prices, and the problem of theft of scrap metal has escalated. Copper and stainless steel roof coverings, roof flashings, copper lightning conductors and lead rainwater pipes have all been targeted. So it [...]

It has already been a nightmare year for owners of caravan and chalet parks and mobile home parks in certain areas of the country – the weather, including gale force winds and flooding has played havoc on some sites. It has pointed up the fact that the correct insurance is paramount for a site owner, [...]