Friday, November 21
Personal Lines
Personal Lines
Related Information;
Buy to Let Accommodation
Over the last ten years there has been a massive increase in the number of people who own buy to let properties. These houses in many cases form a major part of peoples’ retirement planning and represent another key asset that needs protecting. Regency have developed a number of unique schemes for these properties and can currently provide protection for owners whose properties are let to the following groups:
- Professional Lets
- Student Lets
- DSS
- Asylum Seekers
Holiday Homes
With the increase in individual property ownership and the significant increases in property values over the last 25 years. More and more people have invested in holiday homes both in the United Kingdom and overseas.
Regency have developed a policy specifically for UK holiday homes and another for overseas. The overseas policy is specifically for countries within the European Economic Area including;
Belgium, Eire, France, Greece, Italy, Netherlands, Portugal, Spain including Balaerics, Canaries, Malta, Gibraltar, Cyprus and Germany.
High Net Worth
Houses come in all shapes and sizes and very few Insurers or Insurance policies are designed to cover all properties. Regency has access to a wide range of specialist household markets to meet the needs of our clients whose properties and their contents are worth more than the maximum insurable limits on most standard household policies.
Non Standard Construction
The United Kingdom has a massive diversity in terms of our housing stock. Whilst most modern houses are built of brick and block with a tiled or slate roof there are a wealth of properties built using more exotic materials. If you are the lucky owner of one of these homes whether it is a thatched property or a home built with a timber frame you need a specialist insurance policy that is designed to meet the specific needs of your property. Regency have access to a number of Underwriters who specialise in this area.
Back to Personal LinesFor all policies of insurance individual terms, conditions, exclusions, limitations and excesses apply depending on the particular risk covered.